A PEACEFUL HOLIDAY FOR YOUR FAMILY

With all of the family and financial stresses we face during this time of year, holiday cheer can easily give way to holiday stress that makes the season much less than merry. Fortunately, there are a few easy steps that everyone can take to reduce stress and help the holidays be as peaceful and pleasant as possible.

Three steps to consider include:

• CONTROL SPENDING — Nobody wants to be considered a "Scrooge" during the holidays, but overspending can cause even more problems. Stick to a budget and plan reasonable gifts for your family. Spend a wealth of time with your loved ones instead!
• MANAGE ACTIVITIES — Decide in advance how you want to spend the season, what traditions should be observed and what events will be attended. Learning to say "no" to some invitations—and perhaps schedule long trips during a less hectic time—can help reduce stress and allow for plenty of quality time at home.
• KEEP COMMUNICATING — Being open and honest with your family is always a good practice, but it is doubly important during the holiday season. Simply talking about your feelings, rather than allowing stress to build up, can make all the difference in the world.

And if you know a family that is facing a particularly difficult holiday season, offer to help. Even things as simple as watching the children while a parent goes shopping or giving small gifts to a family in need can do much to help spread holiday goodwill and peace.

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